a Typical institutional loan

We regularly receive a blank cheque in the mail with a invite to phone with your ID ,prove of income above 3000 and a promise of R150 000 over upto 7 years at a compound interest rate of between 20 and 30% pa. Add a service fee of R57 00 per month and life cover at R2 to R5 per month per thousand . A clean credit record and you have a deal